Working Capital Loans
Short-term financing to bridge cash-flow gaps, fund operations and manage day-to-day expenses smoothly through the trading cycle.
Solutions
Finance that grows with you
From early-stage startups to established corporates — capital tailored to your stage, sector and ambition.
Business Expansion Loans
Medium to long-term financing for new locations, equipment, hiring, market entry and strategic acquisitions.
Trade Finance
Letters of credit, bank guarantees, invoice discounting and supply-chain financing for import and export businesses.
Equipment Financing
Asset-backed loans for machinery, vehicles, IT equipment and heavy plant, with repayment matched to asset life.
SME Banking Programs
Government-backed schemes including Mohammed Bin Rashid Fund and Khalifa Fund, alongside private bank SME programmes.
Commercial Real Estate
Office, warehouse, retail and industrial property financing for purchase or refinance.
Built for UAE Business
Capital structured around your cash cycle
The UAE SME financing market is projected to grow from roughly USD 27 billion in 2025 toward USD 44 billion by 2031. Access to the right facility at the right moment is the difference between a growth curve and a cash-flow crunch.
- Facilities priced against your actual receivables cycle
- Government-backed SME programmes where you qualify
- Corporate account opening packaged with the facility
- Trade finance for import and export operations
15+Lending Partners
Answers
Frequently Asked Questions
Common questions we hear from clients across the UAE. If yours is not here, talk to us directly.
Most lenders that serve SMEs look for annual turnover of at least AED 1 million, though some programmes start lower. Facilities are sized against turnover, profitability, existing obligations and time in business.
Typically a minimum of two years of trading history for unsecured facilities, and often three years for larger tickets. Newer businesses can sometimes qualify through government-backed programmes or asset-backed structures.
Yes. We assess whether you fit the eligibility criteria for the government-backed SME schemes, and where you do, we prepare the application package for those channels alongside conventional bank options.
Invoice discounting and receivables financing are both available in the UAE market. Eligibility depends on the credit quality of your debtors and the concentration of your receivables book.
We regularly package corporate account opening with a credit facility. A well-packaged introduction materially improves both approval speed and the account-opening outcome.
Scale Up
Scale your business with the right capital
Talk to our SME finance specialists today — tailored to your sector and your stage.